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Financing from a bank on February 2, 2023, with an interest rate of 3% and a monthly payment amount of $980 for a period of

Financing from a bank on February 2, 2023, with an interest rate of 3% and a monthly payment amount of $980 for a period of 12 years.

The first question: How much is the financing given by the bank? The second question: If there is a financial payment of $20,000 after 8 years, calculate the monthly payment value for the remaining four years?

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