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Financing real estate, and especially house purchases, has been a major issue for people under different property regimes throughout history. (Maegraith, 2021, para. 1) In

"Financing real estate, and especially house purchases, has been a major issue for people under different property regimes throughout history." (Maegraith, 2021, para. 1) In Proverbs 31, we read about an ambitious woman, who is also a wife. But her dedications do not just stay within the needs of her household, but branches out to the want to buy a field, referred to as a vineyard. As we construct the market analysis and contemplate property analysis, we discover how these methods affect the investor for property. Market analysis is the data collected about the marketplace, it includes the properties available for purchase and the possible competition for both present and future. Market analysis would be the first step to consider and evaluate for the woman in Proverbs 31, because it evaluates 6 factors which include, facilities, utilities and transportation, community, economic, land usage, and occupancy,

Environmental reports are required of the borrower from the lender, which includes a five-phase sequence, and are considered to be part of the property analysis. Phase one is the study of the property's past and possible contamination from any properties in close proximity to the property of interest. The remaining four phases' reports depends on how the phase one report turns out, if phase one's report is clear then there is no need for any additional reports. Evaluation of the data is the determination of the economically viable use of the property meet the expectations of the market study and feasibility analysis, or if it is to be relocated or abandoned. "We examine how lender behavior of investing in real-estate-secured loans is shaped by information that is particularly relevant in such an emerging market." (Jiang, et al, 2020, para. 2) The property analysis will be the consideration of the lands' physical characteristics. The site will need to be evaluated based on the surface attributes, subsurface attributes, exterior attributes, interior attributes, or mold, which helps the investor become aware of the condition of the property of interest in comparison to similar properties in the area. Once all evaluations are completed, the woman from Proverbs 31, must consider the financial analysis of the property. This will evaluate the cost of the property, include reports and appraisals, and lender fees.

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