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Find: Net interest margin ROE, utilizing DuPont Liquidity risk Interest rate risk Risk-adjusted capital ratio, given the following asset weights: Cash and short-term securities =

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Find: Net interest margin ROE, utilizing DuPont Liquidity risk Interest rate risk Risk-adjusted capital ratio, given the following asset weights: Cash and short-term securities = 0% Long-term securities = 20% High quality variable and fixed rate loans = 50% Medium quality loans and premise (PPE) = 100% Bottom line: briefly, strengths and weaknesses? T 1/2-86 hasis on liquidity and balanced interest sensitivity (For Srithville Banks Balance Sheet (dollars in thousands) Assets Liabilities Cash and due from banksv $ 8,400 - Transaction deposits (Noir moi4) $ 40,000 Short-term securities 25,600 :- Short-term lime deposits. 30,000 Long-term securities, y 15,000 Long-term time deposits 30,000 How High variable.loans. 20.000 Borrowings ..3.000 Medium variable loans 20,000 Equity capital 8.000 Mwy Fixed-rate loans. 20,000 $111.000 Premises 2.000 $111.000 Income Statement (dollars in thousands) Revenues '$12,716 Interest expenses -9,030 Other expenses 2.000 Operating income 1,686 Taxes (46%) - 776 Net income S.910 Find: Net interest margin ROE, utilizing DuPont Liquidity risk Interest rate risk Risk-adjusted capital ratio, given the following asset weights: Cash and short-term securities = 0% Long-term securities = 20% High quality variable and fixed rate loans = 50% Medium quality loans and premise (PPE) = 100% Bottom line: briefly, strengths and weaknesses? T 1/2-86 hasis on liquidity and balanced interest sensitivity (For Srithville Banks Balance Sheet (dollars in thousands) Assets Liabilities Cash and due from banksv $ 8,400 - Transaction deposits (Noir moi4) $ 40,000 Short-term securities 25,600 :- Short-term lime deposits. 30,000 Long-term securities, y 15,000 Long-term time deposits 30,000 How High variable.loans. 20.000 Borrowings ..3.000 Medium variable loans 20,000 Equity capital 8.000 Mwy Fixed-rate loans. 20,000 $111.000 Premises 2.000 $111.000 Income Statement (dollars in thousands) Revenues '$12,716 Interest expenses -9,030 Other expenses 2.000 Operating income 1,686 Taxes (46%) - 776 Net income S.910

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