- find RETURN ON INVESTMENT FROM Balancesheet
fi X -MI DIGI 1 71 R 2 C 1 G 5 1 New New New | New GI . X C societegenerale.com/sites/default/files/documents/Resultats%20financiers/2019/Q2/financial_statements_and_notes_2019.pdf . . . Apps G background image... New folder M Gmail YouTube Maps to News Translate CONSOLIDATED BALANCE SHEET - ASSETS (In millions of euros) 30.06.2019 31.12.2018 Cash, due from central banks 99,479 96,585 Financial assets at fair value through profit or loss Notes 3.1, 3.2 and 3.4 420,968 365,550 Hedging derivatives Notes 3.2 and 3.4 17,765 11,899 Financial assets atfair value through other comprehensive Notes 3.3 and income 3.4 53,124 50,026 Securities atamortised cost Notes 3.5, 3.8 and 3.9 12,151 12,026 Due from banks atamortised cost Notes 3.5, 3.8 and 3.9 70,173 60,588 Customer loans at amortised cost Notes 3.5, 3.8 and 3.9 438,251 447,229 Revaluation differences on portfolios hedged againstinterest 69 338 rate risk Investments of insurance companies Note 4.3 157,907 146,768 Tax assets Note 6 5,475 5,819 Other assets Note 4.4 70,361 67,446 Non-currentassets held for sale Note 2.3 9,008 13,502 Investments accounted for using the equity method 243 249 Tangible and intangible fixed assets (1) Note 8.4 28,986 26,751 Goodwill Note 2.2 4,649 4,652 Total 1,388,609 1,309,428 (1) As a result of the application of IFRS 16 "Leases" as from 1 January 2019, the Group has recorded a right-of-use asset under "Tangible and intangible fixed assets" that represents its rights to use the underlying leased assets (see Note 1). Type here to search O e 9 ENG 4:36 AM 10/27/2019fi X -MI DIGIT1 R2 C 1 G New New New | New GI. X C societegenerale.com/sites/default/files/documents/Resultats%20financiers/2019/Q2/financial_statements_and_notes_2019.pdf . . . Apps G background image.. New folder M Gmail YouTube Maps News Translate financial_statements_and_notes_2019.pdf 5 / 88 CONSOLIDATED BALANCE SHEET - LIABILITIES (In millions of euros) 30.06.2019 31.12.2018 Due to central banks 7,740 5,721 Financial liabilities at fair value through profit or loss Notes 3.1, 3.2 and 3.4 406,254 363,083 Hedging derivatives Notes 3.2 and 3.4 9,703 5,993 Debt securities issued Notes 3.6 and 3.9 127,276 116,339 Due to banks Notes 3.6 and 3.9 101,269 94,706 Customer deposits Notes 3.6 and 3.9 412,941 416,818 Revaluation differences on portfolios hedged against interestrate risk 7,563 5,257 Tax liabilities (1) Note 6 1,237 1,157 Other liabilities (2) Note 4.4 82,620 76,629 Non-currentliabilities held for sale Note 2.3 7,070 10,454 Insurance contracts related liabilities Note 4.3 138,577 129,543 Provisions Note 8.3 4,575 4,605 Subordinated debts Note 3.9 14,565 13,314 + Total liabilities 1,321,390 1,243,619 Shareholders' equity Shareholders' equity, Group share Type here to search O W ? ENG 4:36 AM 10/27/2019fi X -MI DIGI 1 71 R 2 C 1 G 5 1 New ' New New | New GI . X C societegenerale.com/sites/default/files/documents/Resultats%20financiers/2019/Q2/financial_statements_and_notes_2019.pdf . . . Apps G background image... New folder M Gmail YouTube Maps News Translate Interestand similar expense Note 3.7 (6,288) (11,659 (5,467) Fee income Note 4.1 1,534 9,124 4,489 Fee expense Note 4.1 1,865) (3,600) 1,787) Net gains and losses on financial transactions 2,388 5.189 2,878 /w net gains and losses on financial instruments atfair value through profit or loss Note 3.1 2,289 5, 119 2,856 /w net gains and losses on financial instruments at fair value through other comprehensive income Note 3.3 101 83 24 o/w net gains and losses from the derecognition of financial assets at amortised cost (2) (13) (2) Net income ofinsurance activities Note 4.3 398 .724 359 Income from other activities Note 4.2 5,632 10,761 5,325 Expenses from other activities Note 4.2 (4,682) 9,012) 4,468 Net banking income 12,475 25,205 12,748 Personnel expenses Note 5 5,091) 9,561 4,785 Other operating expenses Note 8.2 3,243 7,366) 3,860 Amortisation, depreciation and impairment of tangible and intangible fixed assets (725) (1,004) (487) Gross operating income 3,416 7,274 3,616 Cost of risk Note 3.8 (578) (1,005) (378) Operating income 2,838 6,269 3,238 Net income from investments accounted for using the equity method 15 56 29 Net income/expense from other assets (131) 208 41) Earnings before tax 2,722 6,117 3.226 Income tax Note 6 645 1,304) 765) Consolidated net income* 2,077 4,813 2,461 Non-controlling interest 337 692 334 Net income, Group share* 1,74 4,121 2,127 Earnings per ordinary share Note 7.2 1.69 4.24 2.22 Type here to search O W ENG 4:37 AM 10/27/2019
