Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time. $1100 per quarter invested at 5.6%, compounded quarterly, for 12 years; then $1500 per quarter invested at 6.4%, compounded quarterly, for 17 years.

Find the final amount in the account. (Do not round until the final answer. Then round to the nearest dollar as needed.)