Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time. 5452 per month invested at 4%, compounded monthly, for 7 years; then $781 per month invested at 5%, compounded monthly, for 7 years. What is the amount in the account after 14 years? (Do not round until the final answer. Then round to the nearest dollar as needed.) Find the future value for the annuity due with the given rate. Payments of $600 for 11 years at 0.36% compounded annually The future value of the annuity due is $ Do not round until the final answer. Then round to the nearest cent as needed.)