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Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time.

Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time.
$350 per month invested at 5%, compounded monthly, for 7 years; then $471 per month invested at 6%, compounded monthly, for 7 years.
What is the amount in the account after 14 years?
$ (Do not round until the final answer. Then round to the nearest dollar as needed.)
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