Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time $404 per month invested at 4%, compounded monthly, for 4 years, then $773 per month invested at 6%, compounded monthly, for 4 years What is the amount in the account after 8 years? 5 (Do not round until the final answer. Then round to the nearest dollar as needed)