Find the future vales of the following ordinary annuities: a. FV of $400 paid each 6 months for 5 years at a nominal rate of 12 %, compounded semiannually. b. FV of $200 paid each 3 months for 5 years at a nominal rate of 12%, compounded quarterly c. These annuities receive the same amount of cash during the 5- year period and earn interest at the same nominal rate, yet the annuity in Part b ends up larger than one in part a, Why does this occur