Find the future value of each deposit if the account pays (a) simple interest, and (b) interest compounded annually. $2000 at 4% for 3 years (a) The future value of an account that pays simple interest is S (Type an integer or decimal rounded to the nearest cent as needed.) (b) The future value of an account that pays interest compounded annually is $ (Type an integer or decimal rounded to the nearest cent as needed.)