Find the present values of these ordinary annuities. Discounting occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

$400 per year for 10 years at 12%.

$___

$200 per year for 5 years at 6%.

$ ___

$1,000 per year for 5 years at 0%.

$___

Rework previous parts assuming they are annuities due.

Present value of $400 per year for 10 years at 12%: $ ___

Present value of $200 per year for 5 years at 6%: $ ___

Present value of $1,000 per year for 5 years at 0%: $ ___