Find thepresent valuesof theseordinary annuities. Discounting occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

1. $500 per year for 12 years at 4%. $
2. $250 per year for 6 years at 2%.$
3. $200 per year for 6 years at 0%. $

Rework previous parts assuming they areannuities due.

1. Present value of $500 per year for 12 years at 4%:$
2. Present value of $250 per year for 6 years at 2%:$
3. Present value of $200 per year for 6 years at 0%:$