Find the present values of these ordinary annuities. Discounting occurs once a year. Round your answers to the nearest cent.

1. $200 per year for 12 years at 6%.

   $

2. $100 per year for 6 years at 3%.

   $

3. $300 per year for 4 years at 0%.

   $

   Rework previous parts assuming that they are annuities due. Round your answers to the nearest cent.

4. $200 per year for 12 years at 6%.

   $

5. $100 per year for 6 years at 3%.

   $

6. $300 per year for 4 years at 0%.

   $