Find the present values of these ordinary annuities. Discounting occurs once a year. Round your answers to the nearest cent.

$1,000 per year for 16 years at 4%. $

$500 per year for 8 years at 2%. $

$200 per year for 14 years at 0%. $

Rework previous parts assuming that they are annuities due. Round your answers to the nearest cent. $1,000 per year for 16 years at 4%. $

$500 per year for 8 years at 2%. $

$200 per year for 14 years at 0%. $