Fintech Berhad has requested a RM50 million, 7 years loan from a local bank. The bank is willing to lend on a floating rate at 3-month KLIBOR+1%. Assume the loan will have to be serviced quarterly and the swap bank is willing to receive 3.7%. The CFO is worried having heard that interest rate is likely to rise over the foreseeable future. Elaborate on the action taken by CFO with a diagram to hedge the interest rate exposure