FinTek Inc. is an exciting financial technology company that is developing new products in online lending and payments. The company has just paid a dividend of $1.25 per share. Assume that FinTek Inc.'s dividends are expected to growth at a rate of 20% annually for the next three years, 12% for the following two years, and then fall to a constant rate of 3% thereafter. If the required return is 10% and the dividend just paid was $1.25, what is the value of the stock?