Fiona is 59 years old (she has reached her preservation age) and she is retired. On 1 July 2019, Fiona commenced a retirement phase income stream. The taxable component (taxed element) of her superannuation benefit is $180,000 and the tax-free component is $30,000 representing a total of $210,000 as a starting pension balance. What is the maximum amount that Fiona can withdraw this year?