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First America Banks monthly payment charge on a 48-month, $18,000 loan is $498.26. The U.S. Banks monthly payment fee is $507.70 for the same loan

First America Banks monthly payment charge on a 48-month, $18,000 loan is $498.26. The U.S. Banks monthly payment fee is $507.70 for the same loan amount. What would be the APR for an auto loan for each of these banks? (Do not round intermediate calculations. Round your final answers to the nearest tenth percent.)

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