First America Bank's monthly payment charge on a 48-month, $22,000 loan is $588.26. The U.S. Bank's monthly payment fee is $597.70 for the same loan amount. What would be the APR for an auto loan for each of these banks? (Use Table 14.) (Round your final answers to the nearest hundredth percent.) APR First America Bank between % and % U.S. Bank between % and % ANNUAL PERCENTAGE RATE NUMBER OF PAYN ENTS 2.000 2.257 2.25 2.50 2.751 3.000 3.25% 3.25 3.50 3.50 3.75 3.750 4.00+ 4.251 4.50% 4.25 4.50% 4.751 5.000 5.250 5.507 5.157 (FINANCE CHARGE PER $100 OF AMOUNT FINANCEDI 1 2 3 0.25 0.38 0.50 0.63 0.75 0.27 0.41 0.54 0.68 0.81 0.29 0.44 0.58 0.73 0.88 0.31 0.33 0.47 0.50 0.63 0.67 0.78 0.A3 0.94 1.00 0.15 0251 0.71 0.40 1.07 5 0.17 0.19 0.21 0.23 0.25 0.28 0.31 0.34 0.33 0.38 0.42 0.48 0.42 0.47 0.32 0.57 0.50 0.56 0.63 0.69 0.58 0.66 0.73 0.00 0.67 0.75 0.84 0.92 0.75 0.85 0.94 1.03 0.64 0.94 1.041.15 0.92 1.03 1.15 1.26 0.17 0.40 0.42 0.46 0.56 0.44 1.56 0.59 0.63 0.16 0.19 0.17 0.75 0.79 0.81 0.8 0.92 0.96 0.54 0.99 1.04 1.10 1.15 1.70 1.13 1.14 1.25 1.32 1.3 1.44 1.32 1.39 1.46 1.54 1.61 1.48 1.51 1.59 1.61 1.74 1.84 1.93 1.69 1.79 1. 1.99 2.07 2.17 1.8 1.99 2.09 2.20 2.31 2.41 2.07 2.19 2.31 7.42 2.54 7.55 0.95 7 8 0.88 1.00 1.13 1.25 1.38 1.09 1.22 136 1.50 1.02 1.17 1.32 1.46 1.61 1.10 1.25 1.41 1.57 1.73 1.17 1.14 1.51 1.67 1.84 1.24 1.42 1.60 1.78 1.96 10 11 12 13 14 15 1.00 1.09 1.7 1.25 1.34 1.13 1.22 1.32 1.41 1.51 1.25 1.38 1.36 1.50 1.46 1.61 1.57 1. 73 1.67 1.84 1.51 1.63 1.76 1.89 2.01 1.63 1.77 1.91 2.04 2.18 1.76 1.91 2.05 2.20 2.35 1.88 2.04 2.20 2. 36 2.52 2.01 2.18 2.35 2.52 2.69 2.14 2.32 2.50 2.6 2.96 2.26 2.45 2.54 2.84 3.03 2.39 2.59 7.70 2.99 3.20 2.52 2.73 2.94 3.15 3.37 2.44 2.87 3.00 3.31 3.54 2.77 7.00 1.24 3.47 3.71 2.90 3.14 3.39 3.63 1. RB 16 17 16 19 20 1.42 1.51 1.59 1.67 1.76 1.60 2.70 1.79 1.89 1.98 2.14 2.26 2.39 2.52 2.65 2.32 2:46 2.59 2.73 2.87 2.50 2.65 2.79 2.94 3.09 2.60 2.86 2.84 3.03 2.99 3.20 3.15 3.37 3.31 3.54 1.04 3.22 3.40 3.58 3. 76 3.22 3.41 3.60 3.79 3.98 3.40 3.60 3.80 4.01 4.21 3.58 3.79 4.09 4.22 1.78 1. 96 1.89 2.08 1.99 2.19 2.10 2.31 2.20 2.42 32 2.31 2.54 2.41 2.66 2.52 2.77 2.62 2.89 2.73 3.01 3.76 3.9 4.21 7.04 4.IR 4.41 4.65 4. R8 4.12 4.37 4.61 4.86 5.11 4.66 4.65 21 22 23 24 25 1.84 1.93 2.01 2.10 2.18 2.08 2.17 2.27 2.36 2.46 2.77 2.90 3.03 3.15 3.28 5.35 5. 50 3.01 3.14 3.28 3.42 3.56 3.24 3.39 3.54 3.69 3.84 3.47 3.63 3.79 3.95 4.11 3.71 3.94 3.88 4.12 4.05 4.31 4.224.49 4.39 9.67 4.18 4.37 4.54 4.75 4.95 4.41 4.62 4.82 5.02 5.23 4.29 5.11 5.33 5.56 5. 79 5.08 5.29 5.51 5.12 5.36 5.59 5.A3 6,07 5.85 6.10 6.35 26 27 28 4.27 2.27 2.55 2.35 2.65 2.43 2. 74 2.52 2.84 2.60 2.93 Hanna 2.84 3.12 2.94 3.24 3.05 3.36 3.16 3.47 3.26 3.59 3.41 3. 70 3.54 3.84 3.67 3.97 3.79 5.4.11 3.92 4.25 3.99 4.13 4.28 4.43 4.58 4.56 4.73 4.91 5.08 5.25 4.59 4.76 4.92 4.85 5.03 5.22 5.40 5.58 5.14 5.34 5.53 5.72 5.97 5.43 5.64 5.94 6.05 6.25 5.72 5,94 6.15 6.37 6.59 6.01 6.24 6.47 6.70 6.92 6.31 6.54 6.78 7.02 7.26 6.60 6.85 7.10 7. 35 7.60 30 31 32 33 34 35 2.69 2.77 2.86 2.94 3.03 3.03 3.12 3, 22 3. 32 3.41 3.37 3. 71 3.47 3. B3 3.58 TA 3.94 3.69 4.06 3.79 4.18 4.05 4.18 4.31 4.44 4.56 4.39 4.53 4.67 4.81 4.95 4.73 4.88 5.04 5.19 5.34 5.08 5.24 5.40 5.56 5.72 5.42 5.59 5.77 5.94 6.11 5.77 5.95 6.13 6.32 6,50 6.11 6.46 0.31 8.66 6.50 6.87 6.70 7.08 6.89 7.28 6.01 7.02. 7.24 7.15 7.38 7.61 7. R4 8.07 7.50 7. 74 7.98 8.72 A.46 7.15 9.10 8.35 R.51 8. A6 7.46 7. AR 36 37 38 39 3.11 3.20 3.28 3.37 3.45 3.51 3.60 3. 70 3. 79 3. 89 3.90 4.01 4.11 4.22 4.33 4.30 4.41 4.53 4.65 4.77 4.69 4.82 4.95 5.08 5.21 5.09 5.49 5.23 5.64 5.37 5.79 5.515.94 5.65 6.09 5.89 6.05 6.21 6.37 6.54 6.29 6.46 6.63 6.81 6.9A 6.69 6.87 7.06 7.24 7.43 7.09 1.28 7.48 7.68 7.87 7.49 7.70 7.91 8.11 8.32 7.90 8.11 8.33 A.55 8.77 9.30 8.53 A. 76 8.99 9.22 8.71 8. 95 9.19 9.43 9.67 9.11 9.37 9. 62 9.97 10.13 42 43 3.54 3.62 3.71 3.79 3.88 3.99 4. OB 9.18 4.28 4. 37 4.44 4.54 4.65 4.76 5.86 4.89 5.00 5.12 5.24 5.36 5.34 5.47 5.60 5.73 5.86 5.79 5.93 6.07 6.21 6.35 6.24 6.40 6.55 6.70 6.85 6.70 6.86 7.03 7.19 7.35 7.16 7.33 7.50 7.68 7.85 7.61 7.80 7.99 8.17 8.36 9.07 9.27 8.47 4.50 8.86 8.53 8.74 A.95 9.16 9. 37 8.99 9.45 9.92 10.30 9.21 9.69 10.16 10.64 9.43 9,92 10.41 10.89 9.65 10.15 10.65 11.15 9. AB 10.38 10.89 11.41 47 3.97 4.05 4.14 4.22 4.31 4. 474.97 4. 56 5.08 4. 665.19 4.76 5.30 4.85 5.40 5.46 5.60 5. 72 5.83 5.95 5.98 6.11 6.24 6.37 6.50 49 50 6.49 6.63 6.78 6.92 7.06 7.52 7.68 7.84 8.01 8.17 8.03 8.20 8.38 8.56 8.73 8.54 8.73 A.92 9.10 9.29 7.00 7.16 7.30 7.46 (7.61 7.77 1.92 8.07 8.23 8.38 9.06 9.58 9.26 9.79 9.46 10.00 9.66 10.21 9.85 10.42 10.10 10.62 11.14 11.96 10.32 10.85 11.19 11.92 10.54 11.09 11.63 12.18 10.76 11.3211.81 12.45 10.99 11.55 12.12 12.10 51 S2 53 54 55 4.39 4.56 4.95 5.05 5.14 5.24 5.34 5.51 5.62 5.73 5.83 5.94 6.07 6.19 6.31 6.43 6.55 6.64 6.77 6.90 7.03 7.16 7.20 7.34 7.48 7.63 7.77 8.34 8.50 8.67 8.83 9.00 8.91 9,08 9.26 9.44 9.61 9.4A 10.05 9.67 10.25 9.86 10.45 10.04 10,65 10.23 10.85 4.74 56 57 58 4.82 4.91 6.99 5.08 5.17 5.4 5.53 5.63 5.73 5.02 6.05 6.16 6.27 6.38 6.48 16.67 6.79 6. 91 7.03 7.15 7.29 7.42 7.55 7.68 7.81 7.91 8.05 8.19 8.34 8.53 8.69 8.84 9.00 9.15 9.16 9.33 9.49 9.66 9.82 10.63 11.2 11.79 12.37 12.95 10.84 11.43 -12.02 12.62 13.21 11.05 11.66 12.26 12.86 -13.17 11.24 11.88 12.49 13.11 1.7 11.48 12.10 12.10 12.73 13.36 13.99 11.69 12.33 12.33 12.97 13.0 14.25 11.90 12.55 13.20 13.86 14.52 12.11 12.7813.44 14.11 14.78 123) 13.00 13.68 14.16 15.04 12.54 13.23 13,92 14.61 15.30 9.79 9.97 10.14 10.32 10.50 10.42 11.05 10.61 11.25 10.80 11.46 10.99 11.66 11. IR 11.86 60