First Bank of Georgia (FBG) has the following account balances (in millions of $): long-term debt $200; cash $20; consumer loans $150; demand deposits $120; retained earnings $45; short-term CDs $165; common stock issued $150; commercial loans $175; federal funds purchased $10; corporate securities $60; NOW accounts $35; and buildings & equipment $40. From the accounts listed, what is FBG's total value for liabilities and capital?

$625

$725

$1,170

$865