First Forever Corp. is considering geographic expansion into a new state. The initial investment associated with opening new stores etc. is $1,45,000. FFC expects to generate $80,000 in cash flows in year 1, and then cash flows growing by 4% annually thereafter (forever). They also expect to lose $25,000 in cash flows from existing stores for the first five years. Their cost of capital is 9%. Calculate the NPV of this project.