First National Bank has a customer ABC corporation, which is a major producer of remote-control devices for activating television sets and other audio-video equipment. You are a loan officer of First National Bank and are responsible for the bank's relationship with ABC Corporation. ABC corporation has just filed a request for renewal of its $10 million line of credit, which will cover approximately six months. ABC bank. Applying customer profitability analysis (CPA) and using the most recent year as a guide, you estimate that the expected revenues from this commercial loan customer and the expected costs of serving this customer will consist of the following: corporation also regularly uses several other services sold by the Expected Revenues Interest income from the requested loan (assuming annualized loan rate of 5%) Loan commitment fee (1%) Deposit management fees Wire transfer fees Fees for agency services Expected Costs Interest paid on customer-? deposits (2.50%) -? 180 100,000 Cost of other funds raised 4,500 3.500Wire transfer costs 4,500Loan processing costs ,000 5,000 1,300 12,400 4,500 Account activity costs Recordkeeping costs The bank's credit analysts estimate the customer probably will keep an average deposit balance of S2,500,000 for the period the line is active. What is the expected net rate of return from this proposed loan renewal if the customer actually draws down the full amount of the requested line for six months? What decision should the bank make under the foregoing assumptions? If you decide to turn down this request, under what assumptions regarding revenues, expenses, and customer deposit balances would you be willing to make this loan