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Five years ago, the Whitneys purchased a house and took out a mortgage of $ 6 0 0 , 0 0 0 from the BMO

Five years ago, the Whitneys purchased a house and took out a mortgage of $600,000 from the BMO bank. They amortized the mortgage over 25 years at 2.79% compounded semi-annually for a 5-year term. The bank calculated their monthly payment should be $2,776.
How much interest did they pay in the 3rd year of the mortgage?
Question 2 options:
$15,468.05
$1,380.54
$47,853.67
$4,151.24
$20,166.42

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