Five years ago Trevor started a hardware business. At the time his insurance agent informed him about the benefits of segregated funds and the advantage of creditor protection. Trevor decided transfer $50,000 of his non-registered assets into a variety of segregated funds. Five years later h business went bankrupt and his personal assets were seized by his creditors. He unfortunately d of a stroke soon after. In order for Trevor's segregated funds to receive full creditor protection, th beneficiary: