Five years ago, you acquired a 30 -year loan of $130,450, charging 6.5% annual interest, compounded monthly, and recuiring monthly payments. At this time, interest rates on 15 -year loans have dropped to 2.3% A.PR, compounded monthily, and you wish to refinance what you still owe with a new loan at this new rate. (a) How much (in doilars) will you be refinancing? Round your answer to the nearest dollar: (b) How much (in doliars) will your new monthly payment be after refinancing? Round your answer to the nearest cent. s