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Five years ago you took out a 30-year mortgage with an APR of 4.55% for $450,000. If you were to refinance the mortgage today for

Five years ago you took out a 30-year mortgage with an APR of 4.55% for $450,000. If you were to refinance the mortgage today for 15 years at an APR of 3.15%, how much would your monthly payment change by?

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