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Flood insurance is A) Included in a standard HO-3 homeowners insurance policy B) required on all properties that are located in FEMA designated flood zones

Flood insurance is A) Included in a standard HO-3 homeowners insurance policy B) required on all properties that are located in FEMA designated flood zones C) only required for residential properties located near large rivers, lakes, or oceans D) frequently required by a lender even if the part of the land in a flood sone does not hold a building

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