Flora feels confident that she can cover the $60,000 annual rental because earlier that day, she met with Giorgio, the president of the Giorgio Ad Agency. At the interview, Giorgio, who is very impressed with Flora's credentials, offered her an assistant manager position for a one-year period to start immediately, which Flora immediately accepted. Now that Flora has found what she thinks are the perfect job and apartment, she enters "The Pippa", a high-end ladies' boutique to buy professional looking pant suits. She buys three outfits at a total cost of $2750, excluding tax. She pays for these items with her Zelle account, which is linked to her father's bank account. Much later that same afternoon as she continues on her Soho adventure, she accepts a phone call on her smartphone from Giorgio, who calls to inform her that he is rescinding his job offer. He explains that although Flora has an exemplary transcript from Baruch College, he doubts that she will be a good fit for the company because this is her first job after college in what can, at times, be a toxic male work environment. Flora insists that she can hold her own, but Giorgio is adamant