follow format

inatuments \begin{tabular}{|c|c|c|c|c|} \hline \multicolumn{2}{|l|}{con} & \begin{tabular}{l} Kertcash \\ Mnfliw \end{tabular} & & Pusent valies \\ \hline & Present vilie of anmily & & & \\ \hline cos6 & Immentment & & & \\ \hline & Net present vahus & & & \\ \hline \end{tabular} Reference Reference atment system's NPV (Enter any factor amounts to three decimal places, XXXX Use parentheses or a minus sign for a negativo NPV.)