Following data pertains to Castle State Bank. Balance Sheet: Cash 99.932, Securities 591.173, Net loans 1177.157, Net premises 290.84; Deposits 1107.294, Non-deposit borrowings 798.468, Common stock $11.19, Surplus $121.528; Income Statement: Interest Income 408.758, Interest expense 214.172, Noninterest income 51.571, Noninterest expense 103.433, Provision for loan losses 62.744, Securities gains (losses if negative) 12.488, Taxes 43.704. What is Castle State Bank's ROE? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet.