Following data pertains to Castle State Bank. Balance Sheet: Cash 98.079, Securities 596.536, Net loans 1177.03, Net premises 296.365; Deposits 1106.788, Non- deposit borrowings 787.193, Common stock $11.327, Surplus $129.266; Income Statement: Interest Income 401.876, Interest expense 218.304, Noninterest income 48.47, Noninterest expense 95.571, Provision for loan losses 58.502, Securities gains (losses if negative) -1.609, Taxes 42.659. What is Castle State Bank's asset utilization ratio? Decimalize your answers, round to four decimals. E.g., if your answer is 14.445%, record it as 0.1445. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet. Question 4 of 10 2 Points Following data pertains to Castle State Bank. Balance Sheet: Cash 100.924 (80% of cash assets earn interest), Securities 596.923, Net loans 1175.906, Net premises 307.258; Deposits 1105.095 (60% of deposits are interest-bearing), Non-deposit borrowings 792.937, Common stock $10.262, Surplus $123.897; Income Statement: Interest Income 390.426, Interest expense 214.43, Noninterest income 48.67, Noninterest expense 101.838, Provision for loan losses 59.363, Securities gains (losses if negative) 12.476, Taxes 44.161. What is Castle State Bank's earnings spread? Decimalize your answer, round to four decimals. E.g., if your answer is 6.445%, record it as 0.0645. Note: Undivided profits is the only item missing above; it is the item that would balance the balance sheet