Following is a table for the present value of $$1$ at compound interest:

Year $6\%10\%12\%$

$10\mathrm{.}9430\mathrm{.}9090\mathrm{.}893$

$20\mathrm{.}8900\mathrm{.}8260\mathrm{.}797$

$30\mathrm{.}8400\mathrm{.}7510\mathrm{.}712$

$40\mathrm{.}7920\mathrm{.}6830\mathrm{.}636$

$50\mathrm{.}7470\mathrm{.}6210\mathrm{.}567$

Following is a table for the present value of an annuity of $$1$ at compound interest:

Year $6\%10\%12\%$

$10\mathrm{.}9430\mathrm{.}9090\mathrm{.}893$

$21\mathrm{.}8331\mathrm{.}7361\mathrm{.}690$

$32\mathrm{.}6732\mathrm{.}4872\mathrm{.}402$

$43\mathrm{.}4653\mathrm{.}1703\mathrm{.}037$

$54\mathrm{.}2123\mathrm{.}7913\mathrm{.}605$

Using the tables provided, the present value of $$5,192\mathrm{.}00($rounded to the nearest dollar$)$ to be received at the end of each of the next $4$ years, assuming an earnings rate of $12\%,$ is

a$.$ $$5,192$

b$.$ $$15,768$

c$.$ $$18,717$

d$.$ $$12,471$