Following our discussion in class. Your research paper should be no more than ten pages, single-spaced, in times new roman, 11-point font. Graphs are included in the ten-page limit. All graphs must be produced by you in excel and imported into Microsoft World

Your paper should have five sections.

Investment Positives and Risks (50 points). This section is a discussion about the attributes of the company that are positive and why they are positive and those that are negative and why they are so. For example, if a bank has strong positive loan growth?. But is the loan growth stronger than its peers or stronger than the company has exhibited in the past. Does strong loan growth have any concerns? For example, loan growth into risky loans is negative. That can be discerned by looking at the bank's loan provisions compared to total loans.