Following the collapse of the real estate bubble in the early 2000s, Congress amended the Truth in Lending Act to require which of the following? Choose two answers.\ \ \ Lenders may not coerce or bribe an appraiser into misstating a homes value.\ \ \ Lenders cannot charge prepayment penalties on adjustable-rate mortgages.\ \ \ Lenders can charge prepayment penalties on adjustable-rate mortgages equal to 10 percent of the homes value.\ \ \ Lenders cannot require that an appraisal be performed.