For a 10-year loan of $45,000 with an interest rate of 12.00% compounded monthly, 1. What is your monthly payment? 2. What is the effective annual interest rate? 3. What is the effective monthly interest rate? 4. If I don't make any payment for two years (assuming no penalties) and pay off the entire loan at the end of the second year, what amount do I need to pay? 5. What is the economic equivalent value of $45,000 at this interest rate in 7 months Please only put the numerical value into the answer box. For 1,4,5 round up your answer to the nearest integer. For 2 and 3, please only put the numerical value of the percentage in 2 decimal points