For a 5-year loan of $60000 with an interest rate of 12% compounded monthly, If I don't make any payment for two years (assuming no penalties) and pay off the entire loan at the end of the second year, what amount do I need to pay? (please round your answer to the nearest integer) QUESTION 4 For a 5-year loan of $50000 with an interest rate of 12% compounded monthly, What is the economic equivalent value of S50000 at this interest rate in 20 months? (please round your answer to the nearest integer)