For a fully discrete 3-year endowment insurance of 2,000 on (x), you are given: . Expenses, incurred at the start of each year, are: Year % of premium Per 1000 Per Policy 30% 2 50 2 and 3 10% 0.5 15 Table 2 . The expense reserve at the end of the second year is -25. . The gross premium determined using the equivalence principle is 405.78. Calculate Prog. (6 marks)