For a home with a purchase price of $250,000, an interest rate 4%, term length of 25 years, property tax rate of 1%, home insurance of 0.5% and maintenance fees of $500 and an annual amortization, cash on hand of $10,000, loan origination of 1%, points paid at 0 and other closing costs of $1,000. With monthly rent payment of $1,250, income tax rate of 20.1%, expected inflation of 3%, and home appreciation at 3%: How much would your first net house payment be on a monthly basis?