For a special $5-$pay endowment life insurance issued to $(40)$ with a death benefit of $$200,000$ paid at the end of the death year if death occurs within $10$ years from issue, and a survival benefit of $$100,000$ will be paid at the end of the tenth year if the insured still survives. Annual premiums $P$ will be collected in advance in each year. The mortality of the insured follows the SOA illustrative life table. Determine the annual benefit premium $P.$