For an amortized loan such as a fixed rate mortgage loan, which of the following is true? O A. The principal payment is fixed, the interest payment decreases over time and the total payment decreases. OB. The interest payment is fixed, the principal payment decreases over time and the total payment decreases. OC. The total payment is fixed, the interest payment decreases over time and the principal payment increases D. The total payment is fixed, the interest payment increases over time and the principal payment decreases