For bonds, assume coupons paid semi-annually, coupon rates and yields quoted with semi-annual compounding, and redeemable at par unless otherwise noted (Ignore it if it's not relevant to the question).

You bought a new car worth $35,000 by making a down payment of $2,000 and financing the remainder at a nominal rate of 4.0% convertible monthly. What is your monthly payment on the 5-year loan?