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For confidentiality, DO NOT list any dollar amounts or numbers. Think about what you and your family pay for in your monthly and yearly expenses,

  • For confidentiality, DO NOT list any dollar amounts or numbers.
  • Think about what you and your family pay for in your monthly and yearly expenses, list ONLY 6 categories other than groceries and electricity bills
  • One of these should be a loan (e.g. credit card, mortgage, car payment, student loan, etc.)
    • Do you make regular payments on this loan? Recall that regular payment means it is a fixed amount that you pay each month.
  • Which of these six categories do you think you spend the most in annually?

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