For data shown, what is the benefit/cost ratio?

BENEFITS			Increase p. y.
Additional business activity	$3,000,000	per year	3%
Estimated future economic activity	$800,000	per year	4%
Reduction in accidents	$175,000	per year	5%
DIS-BENEFITS
Destruction of vegetable gardens	$295,000	per year	10%
Reduction in business on present road	$155,000	per year	7%
COSTS
Initial cost	$31,000,000	over 15 years
Maintenance cost	$365,000	per year	9%
Interest rate	RATE	6%	p. y. c. y.
Life of project	NPER	15	years

Group of answer choices

1.31

1.06

0.95

0.89