4. For each of the companies you have selected( suncor energy and Toronto-dominion bank), find financial statements at the companys website or at SEDAR for the three most recent fiscal year ends. Then, for each company, perform the following steps
   1. Table the revenue/sales dollar amounts and net income after-tax dollar amounts for at least a three-year period.
   2. Calculate all of the ratios (liquidity ratios, financial leverage ratios, etc.) shown in the learning objectives in Lesson 3 for each of the companies for each fiscal year end over the past three years. If a ratio is irrelevantfor example, if there is no inventory in your chosen company (such as a bank or other service company)then indicate not applicable. Be sure to show your complete calculations.
   3. Identify the business/product cycle of your companies. Does the company introduce new products from time to time? Are current products still increasing sales, are they levelling off, or are they declining? How does this compare with competitors product cycles? Are each companys business cycles cyclical, counter-cyclical, or non-cyclical?
   4. Identify and explain the risks that apply to each of the two companies stocks.
   5. Assess managements abilities and strategies to the extent that information is available. (You can find management and strategy information by reading management reports in each companys financial statements or at sites such as those indicated in Step 3 above.)