For each of the questions below, cut and paste the question onto an email or word document. Provide a short answer and email it to me by the due date. Short answer is all that is required. Demonstrate you understand the subject and support your answer. For question #2 below, your answer can be more opinion based. That is, how you feel or your position regarding the topic is more important to me than citing a source that doesnt agree with your position.

A paragraph or two should be more than enough to secure a solid grade/points.

1. Disability Insurance

Each disability income insurance policy has its own definition of "total disability," or what qualifies you to collect income replacement benefits. This definition is one of the first things to think about when you are reviewing disability income insurance policies. You need to know how disability is defined by the policy you select and be certain that you will have income replacement benefits if they are ever needed. Please comment on what types of coverage, features and definitions would be important to you as the purchaser of the coverage.

2. Health Care Reform

A very important and controversial subject to say the least.what are your thoughts about Health Care Reform? Comment about the costs, benefits, availability and the impact to our economy just to name a few items that will impact all of us.

3. Long Term Care

If you were asked by a client to help design a well-rounded Long Term Care policy what benefits and features would you include? How does the cost of these benefits and features impact your consolation to the client?