For how long will Zack have to make payments of $$285\mathrm{.}00$ at the end of every month to repay a loan of $$3331\mathrm{.}00$ if interest is $8\%$ compounded monthly? State your answer in years and months $($from $0$ to $11$ months$).$

Zack will have to make payments for year$($s$)$ and month$($s$).$