For many full-time workers, the employer benefits package is of paramount importance, often comprised of health insurance, retirement matching funds, and a post-retirement pension. As discussed in the section "Disparities among Women" researchers Tali, Cohen and Novot (2018) document that employee benefits packages account for about 25% of a worker's total compensation package. They go on to affirm that while individual wages may be unequal along race/ethnicity lines as we have just discussed, at least employer benefits packages are equal across all race/ethnic groups