For Questions 23-25. Your client is 40 years old, and she wants to begin saving for retirement, with first payment to come one year from now, she can save $5000 per year, and you advise her to invest it in the stock market, which you expect to provide an average return of 9% in the future. If she follows your advice, how much money will she have at 65? O $443,509 $423,504 $421,796 QUESTION 24 How much will she have at 70? $681,538 $691,478 $693,231 QUESTION 25 She expects to live for 20 years is she retires at 65 and for 15 years if she retires at 70. If her investments continue to earn the same rate, how much money will she be able to withdraw at the end of each year after retirement at each retirement age? OPMT at 65 retirement is $46,986.33. PMT at 70 retirement is $89,660.96. PMT at 65 retirement is $46,393.37. PMT at 70 retirement is $84,550,84 PMT at 65 retirement is $46,576.87. PMT at 70 retirement is $84.963.23.