For students who currently have bank accounts: You should describe what type of bank accounts and financial services you currently use to manage your cash, make payments, and if you have a savings account, investment account, employer 401k, etc. Please be sure to describe how you manage the inflows and outflows of your money. Do you use online payments, EFTS, direct deposit of your paycheck etc? Be sure to name the bank or financial institution you use. For students outside the US, You should also describe l how the banking system in your respective country works and the tools available