For the following situation, find the average monthly expense that you would use in budgeting for the given expense. Note: Annual means once a year, and semiannual means twice a year.

Lan pays a semiannual premium of $$750$ for automobile insurance, a monthly premium of $$130$ for health insurance, and an annual premium of $$300$ for life insurance.

The average monthly expense is $

$($Round to the nearest cent as needed.$)$